Serving Procter & Gamble employees and their families for over 20 years.

All Under One Roof
for Every Stage of Your Career
Our in-house team of tax, financial planning, investment, and estate planning professionals takes a coordinated approach to building a financial roadmap that incorporates unique planning opportunities at every stage of your career.
You’re accumulating wealth while managing a demanding role with complex benefits. We help simplify your financial life as we:
- Determine appropriate Savings Plan contribution and asset allocation
- Design a tax-smart contribution strategy into Savings Plan (Roth vs. pre-tax)
- Monitor asset allocation in PST and Savings Plan to avoid overconcentration in P&G stock
- Create a plan to manage stock options and RSUs
- Monitor assetaConsider additional savings opportunities outside P&G: IRAs / Roth IRAs, non-retirement investment accounts, college savings, etc. allocation in PST and Savings Plan to avoid overconcentration in P&G stock
- Help designate the percentages of your performance award to RSU, stock options, or cash
Retirement is 5-10 years away, and the to-do list keeps growing. Our approach:
- After age 45, consider decreasing exposure to P&Gstock in PST and Savings Plan
- Discuss the availability of implementing NUA distribution strategy at retirement to unlock tax efficiency and gifting strategies
- Build a retirement projection analysis to answer the questions: “When can I retire?”
- Map out post-retirement cash flow to understand income sources, including when to take Social Security
- Understand post-retirement transition for healthcare insurance and Medicare at age 65
- Run cash flow analysis to incorporate big expenses such as home renovation, paying for college, dream vacation, etc.
Now it’s time to turn benefits into peace of mind for your decades ahead. We help bring clarity by:
- Managing NUA stock distributions tax-efficiently
- Building a reliable, tax-smart retirement income plan
- Coordinating gifting strategies with appreciated PG shares
- Reviewing estate plans to ensure your assets are protected, avoid probate, and pass to your beneficiaries in a tax-efficient manner.
- Ensuring portfolio management is centered around your retirement goals and risk tolerance
- Actively monitoring opportunities for: Roth Conversions, QCD Gifting, Tax Deductions & Credits, Family Gifting, Estate Plan Updates, and Charitable Legacy Planning